Alternative Mortgage Help
Get the financing you need to make your dreams come true
What Is an Alternative Mortgage?
An Alternative Mortgage helps home buyers in Alberta who may not meet traditional lender requirements, such as self-employed individuals, people with limited credit history, or those with unusual income or debt situations. The Mortgage Girl works with multiple lenders to find a solution that fits your unique circumstances.
How Can Jackie Help With Alternative Mortgages?
Jackie Woodward has decades of experience helping clients navigate non-traditional mortgage financing. She evaluates your financial situation, identifies suitable lenders, and ensures you get a mortgage solution tailored to your needs.
Step-by-Step Guide to Alternative Mortgage Help
Assess Your Situation:
Review your employment status, income sources, and credit score to determine eligibility for alternative lending programs.
Consult With a Broker:
Jackie will help identify lenders that specialize in non-traditional mortgages and explain your options clearly.
Gather Documents:
Provide financial statements, tax returns, and other documentation that demonstrate your income and ability to repay.
Submit Application:
Work closely with Jackie to ensure all paperwork is completed accurately and submitted promptly for approval.
Alternative Mortgage FAQ
What is an alternative mortgage?
It’s a mortgage for buyers who may not meet traditional lender criteria, such as self-employed individuals or those with limited credit history.
Can self-employed people get a mortgage in Alberta?
Yes. Alternative mortgage lenders can consider unique income situations that traditional lenders may not accept.
Do I need a pre-approval for an alternative mortgage?
Yes. A Mortgage Pre-Approval helps you understand how much you can borrow and strengthens your offer.
Are interest rates higher for alternative mortgages?
Rates may be slightly higher than traditional mortgages, depending on the lender and borrower profile.
Can Jackie help me find the best lender for my situation?
Absolutely. Jackie works with multiple alternative lenders to secure financing that fits your unique circumstances in Alberta.
Happy House Hunting!
The Mortgage Girl offers mortgage services across Alberta, including Edmonton, Gibbons, St. Albert, Sherwood Park, Thorsby, Millet, Leduc, Stony Plain, Spruce Grove, Fort Saskatchewan, and surrounding areas, with the ability to assist clients anywhere in Canada.