Investment Property Mortgage
Financing a Property Investment can give you more
What Is an Investment Property Mortgage?
An Investment Property Mortgage allows homeowners and investors to finance the purchase of income-generating real estate. These mortgages are structured to help you acquire rental properties, multi-unit buildings, or other real estate investments while managing cash flow, interest rates, and repayment terms.
Why Should I Consider an Investment Property Mortgage?
Investing in property can build wealth, generate passive income, and diversify your portfolio. Jackie Woodward helps Alberta investors explore financing options, compare lenders, and secure the best mortgage terms to suit their investment strategy and long-term financial goals.
Step-by-Step Guide to Securing an Investment Property Mortgage
Determine Your Investment Strategy:
Identify the property type and financing amount that align with your investment plan.
Consult With a Broker:
Jackie evaluates your financial situation and lender options to recommend the best mortgage structure.
Gather Required Documents:
Provide tax returns, proof of income, and property details for lender review.
Submit Your Application:
Complete and submit all documentation promptly to secure approval and access funds efficiently.
Investment Property Mortgage FAQ
What is an investment property mortgage?
A mortgage designed for purchasing income-generating properties, such as rental homes or multi-unit buildings.
Are down payments higher for investment properties in Alberta?
Yes, lenders typically require larger down payments compared to primary residences.
Do investment property mortgages have higher interest rates?
Generally, yes. Rates are often higher than residential mortgages due to increased risk.
Can I use rental income to qualify?
Yes. Lenders often consider rental income when calculating affordability and qualifying for a mortgage.
Can Jackie help me find the best lender for my investment property?
Absolutely. Jackie works with multiple lenders to secure competitive terms and structure a mortgage that aligns with your investment goals in Alberta.
Happy House Hunting!
The Mortgage Girl offers mortgage services across Alberta, including Edmonton, Gibbons, St. Albert, Sherwood Park, Thorsby, Millet, Leduc, Stony Plain, Spruce Grove, Fort Saskatchewan, and surrounding areas, with the ability to assist clients anywhere in Canada.