New To Canada Mortgage
Jackie Woodward will help you find the best Mortgage terms possible
What Is a New to Canada Mortgage?
A New to Canada Mortgage helps newcomers, landed immigrants, and temporary workers in Alberta secure financing for their first Canadian home. The Mortgage Girl provides guidance on unique mortgage programs, eligibility requirements, and the steps needed to navigate the Canadian lending system with confidence.
How Can Jackie Help Newcomers Get a Mortgage?
Jackie Woodward has extensive experience helping newcomers find mortgage solutions tailored to their situation. She can explain options for those on work visas, permanent residents, or non-landed immigrants, and help ensure your first mortgage experience in Canada is smooth and positive.
Navigating Mortgages as a Newcomer to Canada
Understand Your Eligibility:
Financing options are available for work visa holders, Permanent Residents, and non-landed immigrants who are employed.
Prepare Your Documents:
Gather your immigration status paperwork and other requested documents to streamline the mortgage process.
Learn the Process:
Mortgages in Canada may differ from your home country. Jackie will explain the steps clearly to ensure you feel confident.
Work with Professionals:
Find an experienced Realtor; if needed, Jackie can recommend trusted experts to assist you.
New To Canada Mortgage FAQ
Can newcomers in Alberta get a mortgage without a Canadian credit history?
Yes. Programs are available for newcomers, including those on work visas or permanent residency, though additional documentation may be required.
What types of newcomers are eligible for a mortgage?
Eligibility includes landed immigrants, permanent residents who are employed, and non-landed immigrants with employment income.
Can I get pre-approved as a newcomer?
Yes. Completing a Mortgage Pre-Approval helps you understand your borrowing capacity and strengthens your home purchase offers.
Are there alternative mortgage options for newcomers?
Yes. Some lenders offer Alternative Mortgage Help programs for newcomers with limited credit history or employment records.
Do I need a large down payment as a newcomer?
Minimum down payment requirements are the same as Canadian residents, but some programs may offer flexibility depending on your situation and lender.
Happy House Hunting!
The Mortgage Girl offers mortgage services across Alberta, including Edmonton, Gibbons, St. Albert, Sherwood Park, Thorsby, Millet, Leduc, Stony Plain, Spruce Grove, Fort Saskatchewan, and surrounding areas, with the ability to assist clients anywhere in Canada.